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How invoices get paid: Auto Collect (direct debit) payer experience
How invoices get paid: Auto Collect (direct debit) payer experience

Below is a visual summary of the communications we send to your customers when you use direct debit.

Chris Carty avatar
Written by Chris Carty
Updated yesterday

All emails can be sent with your logo, icon and primary brand colour. These can be configured in the Console by going to your branding settings.

When you send a mandate to a customer

  • When you send a mandate from the Adfin console, we send an email inviting your customer to authorise a mandate.

    • Subject: Watson’s Services would like authorisation to set up a direct debit for you

    • From: Watson’s Services via Adfin

    • You can also add your own custom message to this.

Reminders when a customer hasn't authorised the mandate

  • If your customer hasn’t authorised the mandate, we send an email every 7 days reminding them to, up to a maximum or 3 times (21 days) - this is the same as the above email.


When a customer authorises the mandate

Setting up the mandate

  • When your customer clicks the 'Authorise' button in the mandate authorisation email you sent to them via the Adfin Console, they're redirected to our Direct Debit authorisation page.

Mandate authorisation success notification

  • When your customer authorises the mandate, we show them a success screen.

  • We also send an email to the customer confirming the mandate.

    • Subject: Your direct debit was setup successfully

    • From: Watson’s Services via Adfin


When a customer mandate authorisation fails

  • When your customers mandate authorisation fails, we send an email to them asking to try again.


When your raise an invoice for a customer

  • If your settings are configured to enable this, we will email the customer as soon as the invoice is raised. The invoice PDF will also be attached to the email. You can configure this by going to Settings > Workflows.

    • Subject: Invoice from Watson’s Services · [Invoice number]

    • From: Watson’s Services via Adfin


When a Direct Debit collection is scheduled

  • We send an email 3 working days before the payment is scheduled notifying your customer we will take a payment for the given amount via direct debit.

    • If the payment is linked to a specific invoice, we also attach the invoice PDF that this payment relates to this email.

    • Subject: Upcoming direct debit payment notice

    • From: Watson’s Services via Adfin


When a payment is successful

  • Once we know that the payment has been successful (3 days after it is taken from the customer account), we send a confirmation email.

    • Subject: Your direct debit payment of £[amount] was successful

    • From: Watson’s Services via Adfin


When a payment fails

  • We send an email to you notifying you of the payment failure and details.

  • We send an email to the customer notifying that the payment has failed and we will try again in 3 working days.

    • If the payment fails again we repeat this once more, then we send a one-time payment request, where the customer can instead by by card or pay by bank.

    • Subject: Your direct debit payment failed

    • From: Watson’s Services via Adfin


When a customers mandate is cancelled

  • If you cancel a customers mandate via the Adfin console or they cancel the mandate via their bank, we will send an email to the customer confirming the cancellation.

    • Subject: Your direct debit mandate has been cancelled

    • From: Watson’s Services via Adfin

Note: if a customer cancels their mandate via the bank, we send you an email notifying you of the cancelation and which customer it relates to. You can send a request for a new authorisation to the customer from the Adfin console.


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