After a customer pays an On Demand request, you can move them to Auto Collect so that future payments are collected automatically, by direct debit or from a saved card. To do this, customise your collection agent’s payment options. This step is optional.
Why use it
It’s a simple way to move customers onto automatic payments. They pay their first On Demand request however suits them, for example by card, Apple Pay, Google Pay or bank transfer. Once that payment goes through, you can save their card for future payments, or they can set up a direct debit mandate. That means less chasing for you and fewer missed payments.
How to turn it on
Go to console.adfin.com/collection-agents and open or create an agent whose preferred payment method is On Demand.
Click Customise payment options.
Under Convert On Demand payers to Auto Collect, turn on one or both of the options below.
Save card details for future payments
The customer's card is saved when they pay, so future payments are charged to the card on file automatically. When this is on, On Demand payers will only see card, Apple Pay and Google Pay as payment options.
You can find out more in Getting started with card on file (recurring card payments).
Set up a direct debit mandate
After the customer has completed their On Demand payment, they're asked to set up a direct debit mandate. Future payments are then collected by direct debit.
Use both together
You can turn on both options, so customers save their card and set up a direct debit in the same flow. This gives you a backup payment method.
For example, if direct debit is your primary Auto Collect method and a direct debit collection fails, Adfin can automatically try charging the card on file instead. To set this up, choose Try to take using card details under If an Auto Collect collection attempt fails in the same panel.
Related Auto Collect settings
In the same Customise payment options panel, under Auto Collect payment options, you can also choose:
Primary Auto Collect payment method: direct debit (the default) or card.
Which payments should be moved to Auto Collect once authorised: New and existing payments, or New payments only.
If an Auto Collect collection attempt fails: try the stored card (where one is available), or fall back to On Demand so the customer is sent a payment request to pay another way.



